Last updated: 22. August 2018 -- 9:00 pm (GMT+1)
MiraiEx offers a safe platform for buying and selling cryptocurrencies (such as Bitcoin, Litecoin, Monero). We support trading between cryptocurrencies and trading between regular currencies (fiat money, such as NOK and EUR) and cryptocurrencies.
In order to use our services, we require that our users are 18 years of age or older and qualified to enter into legal agreements. We only allow one account per person. The account is personal and should therefore only be used by the registered owner. If we find that an account does not comply with this requirement, the account will be closed immediately. If your account is closed, please contact firstname.lastname@example.org to withdraw your cryptocurrencies.
MiraiEx is a safe and secure platform for buying and selling cryptocurrencies. We give our customers the opportunity to buy and sell cryptocurrencies on our platform against fiat money and other cryptocurrencies.
The company is not responsible for theft from users' accounts due to user negligence, such as having a weak password or sharing his / her password with other people.
We recommend that users of MiraiEx use a password that has not been used elsewhere. We recommend using a password generator and saving your password in a safe place, such as in a password manager like KeePass, 1Password, Dashlane or LastPass. We recommend activating 2-factor authentication to increase the security of your user account.
The company stores the users' cryptocurrencies in digital wallets. A digital wallet for cryptocurrency is software specifically developed to send and receive cryptocurrencies. A wallet contains keys that are used to sign transactions and thus send cryptocurrency.
The company guarantees that the digital wallets are adequately secured. The majority of funds are secured with encryption keys in cold-storage, so users' money is protected from theft. Our security system may cause waiting time for withdrawals during busy hours.
When cryptocurrency is deposited or withdrawn, the user is responsible for entering the correct address. After the user has confirmed the transaction, it will not be possible to change the information provided. The company is unable to reverse a trade between users and does not offer users credit.
We charge a fee for the withdrawal of cryptocurrency. See our fee page for information about this. The cost varies depending on the cryptocurrency the user wants to withdraw.
Incorrect deposits can occur if a user does not follow MiraiEx's instructions for depositing. It may be that a user sends cryptocurrency to a wrong address, such as the BTC to a BCH address, or that a user sends a transaction with missing additional information for a cryptocurrency that requires this. Examples of cryptocurrencies that require additional information are Monero, NXT, and Ripple.
MiraiEx will not always be able to see where the incorrectly deposited cryptocurrency came from, and it may be very labor-intensive to figure it out. Therefore, MiraiEx will only attempt to credit such incorrect deposits if the value exceeds 5,000 NOK and we are informed of the transaction within 10 days of it being sent. We can not guarantee that such a transaction will be found, but we will do our best to find it.
To buy cryptocurrency through our platform, users must have money in their MiraiEx account. Each user's account is linked to a bank account.
The user decides what the money in the account will be used for. The user can only transfer money from his/her MiraiEx account to a Norwegian bank account belonging to the user. For such a fiat withdrawal to be completed, the user must be able to verify ownership of the bank account he/she wishes to withdraw money to.
Only bank deposits from Norwegian bank accounts are possible. It is a condition that the user owns the bank account the money is transferred from. We may require the user to display valid credentials that the bank account belongs to the user. Money sent from an account not owned by the user will be returned.
Any fraud or attempted fraud will be reported to legal authorities. See our price list for an overview of the costs for withdrawal of fiat money.
All users of MiraiEx have the right to have their account deleted from the system. All personal information sent to the company by the user is encrypted and stored safely. We are required to store data used in connection with KYC for five years after the customer relationship has been terminated or the last transaction has been completed. User data that we are not required to store will be deleted as soon as possible after the termination of the customer relationship.
If the system detects that an account is used in connection with illegal activities, such as money laundering or terrorist financing, the system will automatically lock down the account. In these cases, the company reserves the right to report the user to the appropriate legal authorities in Norway.
An account will generally not lose any fiat money or cryptocurrencies even if it is terminated. If an account that has been under investigation is being acquitted, the company will find a solution to return the funds to the owner. An exception to this is if the authorities have seized the funds.
The company reserves the right to terminate user accounts without notice for breach of the terms of service. If this happens, all cryptocurrencies and fiat money will be transferred back to the owner as soon as possible.
MiraiEx takes a fee for trading on the exchange. The user will be able to see the size of this fee before a new order is placed. By buying or selling cryptocurrencies, the user accepts our terms of service. It will be possible to cancel an order until it is filled. If parts of the order are filled, the non-filled part can be canceled. MiraiEx offers no refunds after a buy or sell order has been filled.
See our list of fees here.
The company can not be held responsible by the users for loss of investments, profits, data or damage that may be due to technical errors, system failure, interrupted network connection, unforeseen events (such as natural disasters) or similar.
The company works hard to always have our services to be available to our users. However, we can not guarantee that the platform will be open at all times. In case of downtime or other issues, we will try to keep all our channels open and update our users as soon as possible.
The company will comply with all applicable laws, regulations, and requirements. If there are any new laws or regulations, our users will be informed of this. The company operates in Norway and follows Norwegian legislation. We will, therefore, fulfill legal requests from the Norwegian authorities to share user information and lock down user accounts.
Buying and selling of cryptocurrencies on MiraiEx take place entirely at the users' own risk. The company will not be liable for any direct or indirect loss the users may experience when trading on our platform.
By accepting these terms of service, the user agrees to comply with these terms of service and all applicable laws and regulations.
The terms of service are subject to Norwegian law. Norwegian courts shall settle disputes concerning the interpretation and application of the terms of service.
Feel free to contact email@example.com if you have any questions.